What to Consider Before Doing Online Shopping

In the age of technology where people want stress-free shopping coupled with fast service, online shopping is becoming the norm to conduct transactions. What more with the ongoing pandemic in which safety is important that forced people to stay at home, they now turned to e-commerce platforms like Lazada, Shopee, and others to fulfill their needs. Almost everything that a consumer needs or wants are available from popular brands to microentrepreneurs that offer clothes, appliances, gadgets, food, and many more.

Online shopping is so convenient that all you need to do is to add to cart the items you want to purchase, pay, and wait for the goods to be delivered to your residence. Due to the increase in demand, sellers are now coming up with different gimmicks to attract attention in order to have a big slice in the online market. While the offers look so good to pass up, here are some important matters to keep in mind so you won’t end up with an empty pocket.

Make A List

Everything you do needs planning. In the case of shopping online, you need to be extra careful. Since you cannot examine the goods physically, there is a danger of wasting your money needlessly. This is where the importance of making a list comes in. Write down all the items you really need after thoroughly checking what goods are being offered online. The second important thing to do is to stick to your list. Avoid being tempted to add more goods just because it is on sale.

Know The Price Before The Sale Starts

Many online sellers can afford to offer big price cuts because they do not pay rent, even those who own physical outlets can reduce their prices since they can sell in large volumes.

Unfortunately, some sellers take advantage of sales and trick their customers by increasing the prices of their items before a sale happens then suddenly reducing it during the sale to make it appear that a big discount was made. That is why customers are advised to check prices of items before any sales happen or to be always updated on prices of goods so as not a victim of this sales gimmick.

Needs Over Wants 

Necessities must always come first. Online sales are always enticing to the buyers because sellers offer deals that are hard to resist. This is the time to set your priorities on what goods to buy first. Once your needs are met then you can buy non-essentials or extras if your budget allows it.

Set A Budget 

Setting a budget is important, this will make certain that you will not go beyond your spending limit. There are many items that are really very cheap especially when on sale but if you do not have the money for these then don’t buy or postpone buying until you can afford them. There will always be opportunities in the future if you have a budget.

Watch Out For Flash Sales

Always be on the look-out for opportunities to save. There are online sellers who run flash sales. These are sales where the prices of goods are greatly reduced but staged only for a short period of time. Be on alert for this kind of sale especially on essential goods as you could really save a lot of money.

Know The Return Policy

The return policy was set to protect consumers, so online buyers can use this right to save themselves from losses especially when damaged or wrong items are delivered to them.  Do an inspection of the items as soon as you received them and contact the seller immediately so you can return the items at once and get what you really paid for.

You need the discipline to be a smart online shopper. Just because the items are cheaper and convenient to buy does not mean you forget to buy what you need. Set a budget, and do not go beyond your spending limit.

How can I avail a loan?

If you need money for emergency expenses, you can borrow from robocash.ph. It is easy to apply. You can do it anytime and anywhere at your convenience. Just make sure you are a Filipino citizen, 21 to 70 years of age, have a valid government ID, a usable mobile phone number, and have successfully registered on the Robocash website.

When you apply, all you have to present is 1 valid government ID, but it will help if you have supporting documents such as a payslip, COE, ITR, and DTI if you are a businessperson. If you are a repeat borrower, there is no need to present any requirements except for further validation. Also, a repeat borrower can avail of another easy cash loan.

You may apply online by accessing the site or using the mobile application. You can also apply to branches listed on the official website. Do not forget that a loan must be returned on time and this method should be used only in extreme cases.

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