If you are planning to buy a car, having a trusted mechanic is a must to ensure that your car would be fixed and maintained if ever there is a problem. Having car insurance is also another thing that you should have if you ever plan to own a vehicle of yours. In case an accident happens, you have yourself covered.
According to the Road Traffic Act of 1998, all motorists must be insured against their liability to other people. Insurance also provides financial support not only due to accidents but from theft, fire, and vandalism as well. Driving without car insurance is considered illegal, and you will be fined if you are caught doing the act.
For most Filipinos, buying your vehicle alone is a privilege, let alone insurance. There are many instances where Filipino families do not have the right knowledge in choosing the right insurance company or insurance package. They usually go with the cheapest option available because they think that insurance is not a need but an expense.
Because of their lack of knowledge, they also tend to make rash and unintelligent decisions that would jeopardize them in the long run. To know what these mistakes are, you can check this infographic from iChoose PH.